Terms & Conditions

2. Nature of Services

Mathew Finserv Private Limited is an AMFI Registered Mutual Fund Distributor (ARN – 164114) and an insurance advisory firm.

We facilitate mutual fund distribution and insurance advisory services. We are NOT a SEBI-registered Investment Advisor and do not provide investment advice or portfolio management services.

We provide only incidental advisory services as permitted under SEBI regulations for mutual fund distributors.

3. Your Responsibilities

You are responsible for:

1. Providing accurate and complete information for KYC and transactions
2. Reading all scheme-related documents (SID, SAI, KIM) before investing
3. Understanding that all investments are subject to market risks
4. Making your own informed investment decisions
5. Keeping your account credentials and OTPs confidential
6. Updating us about any changes in your personal or financial information
7. Reviewing your Consolidated Account Statement (CAS) and transaction confirmations regularly

4. No Guaranteed Returns

Mathew Finserv Private Limited does not guarantee any specific returns, minimum returns, or capital protection on mutual fund investments.

Past performance of any scheme or product is not indicative of future results. All investments are subject to market risks, including possible loss of principal.

5. Commission & Fees

We receive trail commission from AMCs for distributing Regular Plan mutual fund schemes. This commission:

• Is part of the scheme's Total Expense Ratio (TER)
• Does NOT increase your investment cost

Detailed commission disclosure is available on our website. Investors may choose Direct Plans directly through AMC platforms, which have lower expense ratios.

6. Privacy & Data Protection

Your personal information is handled as per our Privacy Policy, aligned with the Digital Personal Data Protection Act, 2023 (DPDPA) and SEBI/AMFI guidelines.

7. Intellectual Property

All content, logos, graphics, text and materials on this website are the property of Mathew Finserv Private Limited. Unauthorised reproduction, distribution, or use of any content is strictly prohibited without prior written consent.

8. Third-Party Links

This website may contain links to third-party websites (AMC portals, SEBI, AMFI, etc.) for user convenience. We do not control or endorse these websites and are not responsible for their content, accuracy, or privacy practices.

9. Limitation of Liability

Mathew Finserv Private Limited shall not be liable for any direct, indirect, incidental or consequential damages arising from:

1. Use or inability to use this website
2. Reliance on information provided
3. Investment decisions made based on website content
4. Technical failures, server issues, or interruptions
5. Unauthorised access to your data
6. Actions or omissions of AMCs, RTAs, or third-party providers

10. Grievance Redressal

For any grievances, you may contact our Grievance & Redressal Officer Mathew P Joseph at +91 93021 40189 or support@mathewfinancials.com. You may also lodge complaints on:

• SEBI SCORES: scores.sebi.gov.in
• SMART ODR: smartodr.in

11. Governing Law & Jurisdiction

These Terms & Conditions are governed by the laws of India. Any disputes shall be subject to the jurisdiction of courts located in Indore, Madhya Pradesh.

12. Amendments

We reserve the right to update or modify these Terms & Conditions at any time without prior notice. The latest version will always be available on our website. Continued use of the website constitutes acceptance of the updated terms.